"If you are smart then do start"
VGM... If you are young & single (age 20-27yrs) stage then you are the following A, B, C, needs: A) Protection & Liabilities: why? Because 1) at this stage Funds needed to financing one's Education. 2) Has Family Responsibility might have loans repay. 3) Protection, Securing HLV, Loans , Income etc... 4) Financial Protection at very low cost, only death beneefit also... 💐 B) Wealth Creation: why? Because 1) Asset Building, Wealth Creation, Investment focused capital Appreciation Transperency, Flexibility, control. 💐 C) Saving: Accumulation : why? Because 1) Guaranteed savings over long term, saving accumulation for moderate to long term bonus, / interest rate, low risk. At this stage normaly these things are imp. after your GS... And its not required big amount for this or saving, its required very low amt. as compared to your income... Pls. Feel free if you have any quries or starting financial planning touch with me. "If you are smart then do start" Thanks!